Personal Injury Protection Insurance

No fault means that regardless of which driver was at fault some of the medical expenses for the policyholder and others in the policyholder s car may be covered by insurance.

Personal injury protection insurance. A feature of automobile insurance that covers the health care expenses associated with treating injuries sustained in a car accident. Pip stands for personal insurance protection personal injury protection and it is an extension of car insurance that covers medical expenses and in many cases lost wages. Pip insurance is important to have even if it isn t mandated in your state. It is often called no fault coverage because its inherent comprehensiveness pays out claims agnostic of who is at fault in the accident.

Personal injury protection or pip is a type of car insurance that pays the expenses you and your passengers incur after being hurt in a car accident regardless of who was at fault. Also called no fault car insurance and first party benefits coverage pip coverage can pay for medical expenses lost wages custodial services like child care and even funeral expenses. With personal injury. The 16 states that require pip insurance include delaware florida hawaii kansas kentucky maine massachusetts michigan minnesota new jersey new york north dakota oregon pennsylvania texas and utah.

Personal injury protection also known as pip coverage or no fault insurance covers medical expenses regardless of who s at fault. Unfortunately in most states it doesn t cover much beyond people s injuries. As the name suggests personal injury protection insurance is designed to cover expenses relating to injuries suffered in a car crash. Personal injury protection pip.

Personal injury protection pip car insurance covers your medical bills if you or a passenger is injured in a car accident. If it is required in your state however you re legally mandated to purchase a minimum amount. It can often include lost wages too. Replacement services personal injury protection insurance pays for replacement services benefits which covers the daily cost of getting someone else to do the everyday household tasks that car accident victims did for themselves before being injured such as housework vacuuming dusting cooking dish washing making beds ironing doing laundry changing linens snow shoveling grass.

What doesn t personal injury protection insurance cover. That means that any required car repairs will not fall under pip coverage. 16 states in america however require drivers to have pip insurance at all times. States that covers medical expenses and in some cases lost wages and other damages pip is sometimes referred to as no fault coverage because the statutes enacting it are generally known as no fault laws and pip is designed to be paid without regard to fault or more properly legal liability.

Personal injury protection is a no fault coverage and is required in some states.