Low Interest Credit Card Balance Transfers

The westpac low rate credit card features a long term balance transfer offer and a low variable interest rate on purchases.

Low interest credit card balance transfers. The capital one quicksilver cash rewards credit card offers customers 1 5 cash back on all purchases with no limits. By transferring the balance from your existing credit cards and store cards you can benefit from a much lower rate on that transferred amount. After that there is a 14 74 to 24 74 variable apr. Plus get reimbursed for up to 325 in eligible travel purchases annually and for the remainder of 2020 takeout food delivery and.

The purpose of a balance transfer credit card is to save money and time by reducing the overall cost of credit card debt and allowing you to pay off the balance faster some cards are from wallethub partners. Balance transfer credit cards are credit cards that come with extremely low promotional interest rate offers sometimes as low as 0 0 99 to entice people with credit card debt to move their balances from one card to another. If you are carrying a big chunk of credit card debt and are having difficulties paying it off a 0 or low rate balance transfer credit card can help you get back on your feet again. Customers get 15 months of interest free financing on both new purchases and balance transfers with a 3 balance transfer fee.

The penfed gold visa offers a quite low interest rate on new purchases based on your creditworthiness when you open your account 7 49 17 99 variable apr. The citi simplicity card has a 0 introductory apr for 21 months on balance transfers completed within four months of opening your account. Best balance transfer credit card for low interest. Then as you are paying less in interest you can clear your debt faster.

For a limited time earn 3x points on takeout food delivery and dining through 12 31 20 12. You ll be hard pressed to find that low of an interest rate elsewhere. Why this is one of the best balance transfer credit cards. Earn 3x points on travel and mobile wallet purchases 12.

New cardholders receive a 150 cash bonus when they spend 500 on purchases within the first three months of opening the account. For 20 months on balance transfers with a one time 1 bt fee. A balance transfer credit card which allows you to move the balance from your current cards over to a new card with a lower interest rate some as low as 0 can be a good strategy for you. Each day that goes by signals an increase in your debt obligations as the interest fees continue to pile up and your minimum payments hardly touch the principal.

With the right balance transfer card you could pay down your credit card debt faster by taking advantage of a 0 offer.