Is Someone Covered Driving My Car

Someone takes your car without your permission.

Is someone covered driving my car. It s very hard to. Here you will see several examples of when you are covered for using someone else s car. Justin is cited for careless driving. Your auto insurance covers your car not the person driving it.

He drives a friend s car and hits another car that mike is driving. Though policies will vary the general rule is that anyone living in your house is typically covered when driving your car unless expressly excluded on the policy see excluded drivers below. At the heart of it we want to know if we give them permission and they get into an accident is it covered by my insurance. The person driving your car has been excluded from your insurance policy.

Keep in mind how insurance comes into play after an accident when someone else drives your car depends on your specific car insurance coverage so be sure to check with your insurance agent to find out how your policy covers other drivers. Take a look at the following scenarios to get a clearer idea of how your insurance coverage is affected if someone gets into an accident when driving your car. It can be confusing to understand who is covered to drive your vehicle. Example 1 named insured driving a nonowned car justin owns a car that state farm insures.

There are a few situations where your insurance may refuse to pay for damages if someone else was driving your car. Is it legal for someone to drive my car who is not on my insurance policy generally it s not a problem if they re driving with your consent says jeanne salvatore senior vice president of public affairs and. In many cases everyone in the same household is actually required to be included on. Who is covered when driving your car.