Med Pay Car Insurance
Importantly med pay is based on a contractual arrangement between the insured and the insurance company so your san diego accident attorney will have to examine the relevant provision of the insurance contract of the car you were driving or riding in at the time of the accident.
Med pay car insurance. Your health insurance might pay for some of the er visit but your health coverage may require you to pay a 2 000 deductible and a co insurance payment for the emergency medical services. If your state does not require med pay coverage your car insurance company may require you to reject the coverage in writing if you choose not to have it. P car insurance protects your car not the people inside of it. Insurers take care of their own clients expenses regardless of who is at fault which helps accident victims pay for medical care promptly.
The positive side to med pay is that it is not dependent upon who is at fault. Medical payments coverage helps pay for medical and funeral expenses after a car accident. Medical payments coverage or medpay is a part of auto insurance that covers injuries that you or your passengers suffer or receive in a car accident. Medical payments coverage also known as med pay or mpc pays for medical bills and care due to an accident.
Med pay covers the medical payments of all passengers in your vehicle if they are injured in an accident p p med pay covers the medical costs resulting from an car accident regardless of who was at fault. That s where medical payments coverage on your car insurance policy may help. Also known as medical payments coverage or medpay coverage applies no matter who s at fault. Medpay can be used for health insurance deductibles and other medical costs but not lost wages or child care.
Medical payment coverage may not offer as broad a coverage as pip but its cost can be as low as 20 annually for 10 000 of coverage. Med pay and personal injury protection pip overlap considerably as insurance coverages. Medpay is similar to pip but not as comprehensive. Only injuries caused directly by the accident will be covered by med pay and limits are usually low p.
Medical payments coverage medpay is additional to your auto insurance policy and applies to medical expenses resulting from a vehicular accident for all individuals in your car. Personal injury protection pip and medical payments medpay insurance pay for immediate and necessary medical services following a car accident that results in injury.