Personal Injury Protection Florida

It s what we call primary coverage which means that it will jump in line. It s not just another premium for you to pay though. Personal injury protection pip is required for owners of every registered motor vehicle in florida.

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Personal injury protection is often misunderstood.

Personal injury protection florida. Pip covers 80 percent of all necessary and reasonable medical expenses up to 10 000 resulting from a covered injury no matter who caused the crash. Personal injury protection or no fault car insurance is mandated by the state of florida for all drivers to carry. Pip insurance can pay for medical bills lost wages and more after a car accident. If you have insurance in florida you have florida personal injury protection coverage.

Personal injury protection pip also known as no fault insurance is a component of an automobile insurance plan that covers the healthcare expenses associated with a car accident. See the rules for your state. Before you register a vehicle with at least four wheels in florida you must show proof of personal injury protection pip and property damage liability pdl automobile insurance. Florida is one of ten states that have personal injury protection no fault auto insurance.

Pip pays for injuries you sustain in an accident regardless of who was at fault in the accident. Understanding a personal injury protection claim and pip law in florida are key since this is the main form of insurance coverage for drivers of motor vehicles. Florida personal injury protection coverage also known as no fault insurance covers damages caused during an auto accident regardless of who is at fault. The intention was to provide injured drivers up to 10 000 in immediate medical coverage in lieu of establishing fault through the court system.

There s no way around it. The goal was to reduce payment delay for injured drivers as well as limit the utilization of the court system. In fact the no fault law has been in existence for almost 50 years. Just like other states that mandate pip florida has its own set of special laws and regulations.

The law took effect from the following year starting on january 1 1972. Personal injury protection is well established in florida. Your family members very likely have florida personal injury protection coverage. The amount of coverage is based on the limits of your policy and may also cover members of your household or passengers in the vehicle at the time of the crash.

How does pip work. If you re injured in a car crash you can receive 10 000 or more for qualifying injuries from your own insurance company regardless of whether you re at fault for the collision. Pip stands for personal injury protection a type of no fault insurance coverage that pays medical bills and lost wages in the event of a florida accident. Florida was the second us state to adopt the no fault law back in 1971.