Pa Homeowners Insurance
Take a closer look at how you can protect the place you call home with a house home.
Pa homeowners insurance. Average home insurance cost by state. And with our home insurance discounts members can save even more on our affordable rates. Out of the five most popular homeowners insurance companies in pennsylvania allstate is the cheapest homeowners insurance option on average for a pennsylvania home worth about 200k. Erie insurance state farm amica mutual and chubb are all among the best pennsylvania homeowners insurance companies.
According to the a study conducted by the national association of insurance commissioners naic in 2014 the average homeowners insurance policy in pa was about 900 00 per year in premiums. Dwelling protection one of the basic coverages of a homeowners insurance policy is dwelling protection which helps cover the structure of the home in which you live e g. Best home insurance companies. Homeowners in states that are prone to hurricanes hail storms tornadoes and earthquakes tend to pay the most for home insurance.
To find out which is the best option for you compare coverage options and. The house s foundation walls and roof dwelling protection may also help cover other structures that are attached to the home such as a garage or a deck against certain risks. Pennsylvania national mutual casualty insurance company or penn national specializes in pennsylvania home and auto insurance and offers its products in 11 states. Their average annual premium is affordable for pennsylvania residents and the company offers many options for additional coverage such as identity theft loss assessment personal umbrella policy and personal injury.
Pennsylvania s average home insurance rate with 200 000 dwelling coverage that includes a 1 000 deductible and 100 000 liability is 801 which is 35 percent below the national average. That s a savings of 427. Pa home insurance laws and faq. Get coverage that fits your home.
Get a pennsylvania home insurance quote and start protecting your home today. While many factors go into calculating your rate where you live is chief among them. What is the average cost of home insurance in pennsylvania. From philadelphia to pittsburgh your home in pennsylvania deserves the best protection there is.
Even if you don t own a home but rather rent an apartment you can purchase renters insurance to cover your personal belongings. In the table below you can compare average homeowners insurance rates for a 200k home from the top five largest companies in pennsylvania by market share.