Non Medical Life Insurance Quotes

No medical life insurance is one of a few things that needs to exist but you never want to use if you can avoid it.

Non medical life insurance quotes. If you need life insurance that won t require a medical test you are able to get up to 1 000 000 in life insurance. Getting an insurance quote for no medical life insurance or any other no medical insurance policy works a bit differently than let s say getting a simple car insurance policy. Depending on the type of life insurance policy you choose you can buy up to a 250 000 death benefit or more if you decide you don t mind taking the exam after all. American amicable life insurance company of texas specializes in no physical life insurance.

This is an ideal type of insurance for those who would not be approved for traditional also called standard life insurance that comes with medical tests and a questionnaire to complete. Some life insurance products claim to offer more than 1 million in coverage without an exam but i haven t seen a customer get approved for that coverage amount without an exam. If you re relatively young and in good health then you probably won t. No medical life insurance is a type of life insurance that does not require medical tests.

Here are a few additional things to consider. You can still get good coverage for a great rate. Unlike auto insurance that is very common and strictly regulated and thus can be easily quoted online a no medical life insurance policy requires a bit more assessment via an insurance broker to help you to. That said if you can t get life insurance any other way you shouldn t feel bad about checking out no medical life insurance.

Whether or not you re eligible will depend on circumstances relating to your health lifestyle and your family s medical history. No medical life insurance with issue times as quick as one day. Some no medical life insurance types go even further and do not even require a medical questionnaire.