Non Insured Driver Driving Insured Car

If an uninsured driver needs to drive your vehicle ask your insurance agent if you can add them as a driver.

Non insured driver driving insured car. Insert uninsured motorist coverage. The good news is there s a way to be proactive about your protection in the event you were to be hit by someone without auto insurance. Be aware of what can happen if an uninsured driver has an accident while driving your car. Things get worse if an unlicensed driver has an accident in your car.

If you let an uninsured driver drive your car and they get into a crash you could be responsible for paying damages above and beyond what your insurance covers. There are a couple of possible scenarios. The first being that the driver is legally licensed. An uninsured driver is usually covered by your auto insurance while she s behind the wheel of your car because insurance follows the vehicle this means that regardless of the driver an insured vehicle will cover the driver as long as the policy does not expressly exclude a non owner driver from coverage.

The best coverage for accidents with uninsured drivers. This scenario may not be a problem for your insurance company and they may provide coverage. The primary function of uninsured motorist coverage is to pay medical bills after a car accident with an uninsured driver. What non owner car insurance will cover are liability costs if damages exceed what is paid by the.