No Balance Transfer Fee Credit Card Offers

So as important as that balance transfer fee can be it shouldn t be at the top of your list when comparing credit card offers.

No balance transfer fee credit card offers. No balance transfer fees. For instance carrying a 5 000 balance at 17 apr costs over 850 a year so paying the 5 balance transfer fee 250 in this case could still save you 600 or more across 12 interest free months. Similar to the chase slate card the edward jones world mastercard offers a balance transfer fee 0 intro fee for balances transferred within the first 60 days of account opening. If your payment is late you ll get to skip.

Comes with 0 intro apr on balance transfers for 12 months and then the ongoing apr of 5 99 18 00 variable. The best credit cards with no balance transfer fees and 0 balance transfer apr offers there s a relatively rich selection of credit cards that charge no balance transfer fees. Other benefits and drawbacks. However there are some options that don t.

The purpose of a balance transfer credit card is to save money and time by reducing the overall cost of credit card debt and allowing you to pay off the balance faster some cards are from wallethub partners. If you transferred that amount to a balance transfer card with a 3 fee you d pay around 186. The average american has 6 194 in credit card debt. The annual fee is 0.

After that a balance transfer fee of 3 of each transferred amount 5 minimum will apply. But if you d actually like to transfer a balance you re probably best off with a card that has both no fee transfers and a 0 introductory balance transfer apr offer. No balance transfer fee credit cards are also fairly rare some offers are from wallethub partners. A credit card with no balance transfer fee could save you a bundle and get you out of debt much faster.

The average balance transfer credit card has a 0 apr for over 12 months with a 3 balance transfer fee and a 0 annual fee.