No Balance Transfer Fee 0 Interest
Cards with no balance transfer fees but no intro apr offer.
No balance transfer fee 0 interest. The bankamericard for students offers both a 0 apr for the first 15 billing cycles on balance transfers then 14 49 to 24 49 variable apr and an intro 0 balance transfer fee for the first. The fees you ll typically pay to make use of a balance transfer credit card apr offer will be the balance transfer fee for the transaction and the card s annual fee. The best credit card with no balance transfer fee is suntrust prime rewards credit card because it has an introductory balance transfer apr of 3 25 v for 36 months a balance transfer fee that s 0 for the first 60 days and a 0 annual fee. The amex everyday credit card from american express.
Introductory 0 for 15 months on balance transfers and purchases 0 balance transfer fee. If you can find a card that gives you 0 apr charges no transfer fee and charges no annual fee well that s probably a slam dunk since you aren t going to find a personal loan with 0 apr and no fees. Nevertheless we ve compiled several cards that offer this perk below. So as important as that balance transfer fee can be it shouldn t be at the top of your list when comparing credit card offers.
The amex everyday credit card from american express. Has increased value with an intro 0 for 15 months on purchases and balance transfers then 12 99 23 99. This offer edges out competitors with a long 0 intro period and standout perks. With this card they would have to pay off a total of 10 300 through monthly payments of 343.
0 intro apr on both purchases and balance transfers for 15 months with no balance transfer fee if the transfer is made inside of the first 60 days of account opening. They considered a 30 month 0 balance transfer card with a 3 balance transfer fee. If you were to transfer 10 000 in high interest credit card debt to a balance transfer card for example your fee could work out to 3 percent of your balance 300 or 5 percent of your balance. Cards that offer no fee balance transfers but don t provide 0 apr offers aren t usually going to be the best choices if you d like to transfer a balance.
However they also looked at a no balance transfer fee card with a shorter 0 interest period of 22 months but no extra fees.