New Va Home Loan Program

A year full of milestones for the historic va loan program was also a big one for veterans and military homebuyers nationwide. Native american and disabled veterans can receive additional benefits. An award winning former journalist chris writes about mortgages and homebuying for a host of sites and publications.

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Va guarantees a portion of the loan against loss enabling the lender to provide you with more favorable terms.

New va home loan program. 1 2020 starting jan. The va backed more than 624 000 loans in fiscal year 2019 with loans to purchase homes up for the eighth year in a row. Va helps servicemembers veterans and eligible surviving spouses become homeowners. Limits on va backed home loans for qualified buyers will be eliminated effective on jan.

New va home loan limits coming jan. 1 2020 due to changes in the blue water navy vietnam veterans act of 2019 passed in june. 1 2020 when the new law takes effect the va will not cap the size of a loan a veteran can get with no money down paving the way for. The va offers several programs in addition to the standard va home loan program.

An essential guide to maximizing your home loan benefits. If you have a home loan you may be able to refinance with the va for a better interest rate or to cash out your home equity. State va offices provide access to other benefits. Chris birk is the author of the book on va loans.

As part of our mission to serve you we provide a home loan guaranty benefit and other housing related programs to help you buy build repair retain or adapt a home for your own personal occupancy. For additional information about the va home loan program please visit. Va home loans are provided by private lenders such as banks and mortgage companies.