New Hampshire Car Insurance Laws

Buy auto insurance in new hampshire the minimum limits available for liability coverage are 25 50 25 or 25 000 per person for bodily injury up to 50 000 if 2 or more persons are hurt and up to 25 000 for property damage. New hampshire car insurance laws according to the new hampshire division of motor vehicles new hampshire motor vehicle laws do not require you to carry auto insurance but you must be able to demonstrate that you are able to provide sufficient funds to meet new hampshire motor vehicle financial responsibility requirements in the event of an at fault accident. The average annual rate currently is 1124 with the national average being 1318.

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An explanation of new hampshire s motor vehicle financial responsibility law how insurance coverage is likely to affect a car accident claim and more.

New hampshire car insurance laws. New hampshire car insurance. New hampshire car insurance laws. The state ranks below the national average for car insurance costs. The average yearly cost for car insurance in new hampshire in 2014 was 983 just slightly higher than the national average of 907.

Unlike most other states new hampshire does not force its drivers to carry car insurance however drivers remain liable for any and all damage they cause in an at fault collision failure to maintain auto insurance puts you at great risk as you could be responsible for many thousands of dollars in damages and injury payments. Even though the law in new hampshire does not require drivers to carry car insurance the state s motor vehicle financial responsibility law makes the purchase of a liability policy a fairly attractive option for most. Although there are no new hampshire auto insurance requirements most drivers in the state have purchased insurance for their vehicles. State law however does require you to pay for costs of bodily injury or property damage resulting from a car accident you caused the best way to meet this requirement is by purchasing new hampshire car insurance.

Under normal circumstances state car insurance laws don t require you to carry any car insurance to be legal to drive. By david goguen j d. New hampshire is among a small handful of states that has no mandatory car insurance laws. New hampshire s teen driver s license and insurance requirements learn about the requirements for teens to obtain a driver s license in new hampshire and what insurance is required.

New hampshire driving and the cost of gas the average price of gas in new hampshire in early april 2018 was 2 57 a gallon just a few cents lower than the national average gas price of 2 66 a gallon. Shopping for car insurance in new hampshire. For those that do purchase insurance the requirements include having liability medical. While this may sound like a dream come true it s not all it s cracked up to be.

New hampshire is one of few states that does not issue an instruction permit before issuing a driver s license. Auto insurance requirements in new hampshire. In fact statistics show that new hampshire has one of the lowest non insured rates in the us ranked 34th with 9 3 uninsured motorists according to 2012 statistics.