Lowest Balance Transfer Fee Credit Card
Citi flex plan offers are made available at citi s discretion.
Lowest balance transfer fee credit card. If your payment is late you ll get to skip. Either 10 or 4 whichever is greater will apply on each balance transfer and credit card check. Most balance transfer credit cards offer no interest for upwards of six months which can help you save a lot of money on your debt. However as with any balance transfer deal you will not be able to do this if your existing card is from the same provider.
The standard variable apr for citi flex plan is 14 74 24 74 based on your creditworthiness. But many of these cards charge a 3 to 5 balance transfer fee. For example hsbc s balance transfer credit card offers four months less than the longest card on the market but the balance transfer fee is a lot lower at 1 5. The best offers available here range anywhere from 0 to 3 99.
While 0 balance transfer offers are plentiful in the u s in canada they are rare. Either 10 or 3 of the amount of each transaction whichever is greater. There is a balance transfer fee of either 5 or 5 of the amount of each transfer whichever is greater. The low rate offer on balance transfer cards is only available for a promotional period usually from 6 12 months.
Low fee balance transfer cards allow you to transfer a balance onto a different card for a small fee of say 1 5 or 2. A balance transfer can save you hundreds of dollars in interest payments. The most popular credit card with no balance transfer fee is chase slate which offered a 0 balance transfer fee for 60 days gave new applicants 0 apr on purchases and balance transfers for 15 months and wasn t charging an annual fee. Other benefits and drawbacks.