Low Interest Rate Balance Transfer Credit Card

0 intro apr for 18 months on purchases from date of account opening and 0 intro apr for 18 months on balance transfers from date of first transfer.

Low interest rate balance transfer credit card. This introductory period gives you a way to save money on interest and repay existing debts more quickly. Balance transfer credit cards are one way to get out from under the weight of paying high interest on a credit card debt you already have. Balance transfer cards may allow you to consolidate other personal loans and lines of credit as well. It is not only credit card debt you can transfer.

If you transfer a balance during the first 60 days of being a cardholder there are no balance transfer fees. Earn 3x points on travel and mobile wallet purchases 12. For the average credit card balance of 9 333 a 5 transfer fee is 466. In the fine print of credit card contracts you ll notice the companies often say the balance transfer fee is a low dollar amount such as 5 or a percentage of the transfer such as 5 whichever is higher.

The 0 apr for 15 months is good on both purchases and balance transfers. You can also use it for debt consolidation. The biggest advantage of a balance transfer credit card is savings on interest. Earn 5x points on prepaid hotels and car rentals booked directly in the altitude rewards center.

Plus get reimbursed for up to 325 in eligible travel purchases annually and for the remainder of 2020 takeout food delivery and. After that the variable apr will be 14 74. You ll get a rate of 3 99 for 9 months. A balance transfer credit card offers an introductory low or 0 interest rate for your existing debt when you move it to the new account.

How much can i save with a balance transfer card. This is the most attractive balance transfer card on the market today. For a limited time earn 3x points on takeout food delivery and dining through 12 31 20 12. 3 bmo preferred rate mastercard bmo s low interest credit card the also has a good balance transfer offer.

They allow you to transfer an existing balance to a card with a lower or even 0 percent interest rate and pay down debt more quickly and with far less interest money out of your pocket. And while it has the highest rate of these cards it also has a low permanent balance transfer rate of 12 99 better than the others. The ongoing apr on the chase slate card will depend upon your credit worthiness.