Interest Free Credit Cards With No Balance Transfer Fee
The best credit cards with no balance transfer fees and 0 balance transfer apr offers.
Interest free credit cards with no balance transfer fee. However there are some options that don t. There s a relatively rich selection of credit cards that charge no balance transfer fees. However many customers don t realise these come with a balance transfer fee usually 1 3 of the balance. So it s wise to consider 0 interest credit cards with no balance transfer fee if you ve got debt you re looking to get rid of.
So as important as that balance transfer fee can be it shouldn t be at the top of your list when comparing credit card offers. Chase slate 12 month intro apr no balance transfer fee. 15 month intro apr no balance transfer fee. For instance carrying a 5 000 balance at 17 apr costs over 850 a year so paying the 5 balance transfer fee 250 in this case could still save you 600 or more across 12 interest free months.
But if you d actually like to transfer a balance you re probably best off with a card that has both no fee transfers and a 0 introductory balance transfer apr. Most balance transfer credit cards on the market offer an introductory 0 interest period for anything from 6 months to 3 years. The amex everyday credit card from american express. If you transferred that amount to a balance transfer card with a 3 fee you d pay around 186.