Insuring A Vehicle In Bc
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Insuring a vehicle in bc. Sometimes a vehicle registration document signed by the registered owner of the vehicle and naming you as the new owner is acceptable instead to register license and insure the vehicle bring these documents to an autoplan broker. Car insurance doesn t need to be complicated. The british columbia government requires all drivers to purchase the following minimum coverage from icbc. If you don t you could be missing out on valuable savings and superior coverage.
In bc there are two components to your auto insurance policy. The british columbia ministry of transportation and infrastructure provides specific guidelines for drivers and vehicles. Insuring a canadian vehicle car insurance is expensive in canada and many companies will not insure people without a full g canadian driving licence. Basic autoplan insurance is the minimum liability insurance coverage that a vehicle owner must purchase from the insurance corporation of bc icbc before a motor vehicle can be operated on a bc highway.
Private companies such as belairdirect provide non mandatory coverage such as collision theft fire and various other coverages. If you drive a car in bc you ve purchased car insurance from icbc. 200 000 in third party liability insurance it protects you in the event your vehicle causes injuries to another person or damage to someone else s property. As a bc driver here are 5 things you need to know about car insurance.
A signed and dated bill of sale if the vehicle is not registered in your name. For claims in which bodily injury and property damage reaches the mandatory limit the maximum. But do you know the difference between mandatory and optional car insurance coverage. To obtain car insurance in canada it is necessary to.
Bc has a government run auto insurance market and is the only provider of mandatory car insurance coverage in the province. At bcaa we ll help you navigate your coverage options so you could save get better coverage or both. Icbc basic autoplan insurance. Have a canadian driving licence.
Most canadian car insurance companies will only insure drivers with an international licence in exceptional. Getting a car insurance quote in canada works differently depending on the province in which you reside. Auto insurance in bc is mandatory for everyone and there are many coverages available. Buying selling or importing a vehicle in bc and the steps you need to take to transfer ownership register licence and insure it.
What insurance covers mandatory third party liability coverage protects an insured british columbia driver and or car owner in the event that someone is killed injured or suffers property damage as a result of the driver s negligence.