How To Get Insurance Without A Car

Get car insurance on the car you want to buy.

How to get insurance without a car. Similar to purchasing car insurance having a driver s license is not required to buy a car. Remember it s illegal in almost every state to drive a car without proof of insurance and the consequences of driving or being involved in an accident without proper insurance can be severe. There may even be instances of needing a non owner policy when you actually own a vehicle. With both your personal information and the vehicle information you can purchase a car insurance policy before you purchase your car.

If you travel frequently this is a good option for someone who drives many rental cars. Buying auto insurance is a critical part of the car buying process. Getting car insurance without a driver s license is not exactly easy. As we ve already mentioned if you don t already have an existing car insurance policy or your existing car insurance policy doesn t extend coverage to newly purchased vehicles you ll need to get car insurance ahead of time so your coverage begins the day you pick up your car from the seller or dealership.

Try calling around to different insurance agencies and you might get brushed off immediately if you do not ask the right questions. Learn what you need to do to save money. In addition if you find that you frequently borrow other people s vehicles to run errands because you do not own a car of your own you should also consider a non owner auto insurance policy. Contact your insurance provider to begin a quote.

However you can t test drive a vehicle or drive it off the lot without a license. That way you can immediately drive away when you ve made your purchase. If you don t own a car but your high risk driver profile requires you to file a proof of insurance certificate with your state such as an sr 22 or fr 44 a non owner policy can fulfill the liability coverage requirement you need to keep your driver s license. If you re having a hard time getting auto insurance without a driver s license you can name the primary driver as a co owner of your car as a last resort.

There are plenty of reasons that you may want to get an auto insurance quote without actually owning a car. And although it may be permissible you will usually have difficulty finding an auto dealer willing to offer financing if you don t have a license. Buying car insurance without a license. Co ownership of a vehicle.